WCR I personally would even if it wasn't the best financial decision as I get very attached to my animals and I need to think that I have done everything possible for them. Hubby would definitely agree with you though. I pray to never be in that situation.
I hear ya sister. Because I have been there. I guess that actually I got out light with the c-section costing $2600. Those fees included midnight arrival and call out for the vet and two assistants, all costs incurred with the emergency c-section, disposal (for lack of a better word) of the little "angel colt", and a week of the best care for my mare. I saved the cost of the return visit to remove the staples in taking them out myself. That was in 2008 when I had only been an owner for a few months. Before I go to rambling too much (sure I will) I want to be sure and stress to anyone new or anyone that has never had the nightmare of a mare in serious trouble with a delivery that you need to have more than Plan A. Oh, and I forgot to mention $100 for a cargo van rental to get her home since I had not put Plan B or C into place. Here are Plans explained:
Plan A: Wear your rose colored glasses. Purchase some mini horse books and horse vet books. Read the forum. Admire the pretty foals. Pray for textbook delivery. Watch your mare. Ask your vet if he will be available for callout. Take vague answer as a "yes, of course." Observe mare begin labor. Call vet. Get answer to "just let nature take it's course and give her her space, horses have been doing this for years." Watch the "bubble". Watch mare thrash and push and thrash and push. Look for any foal part. Find none. Panic. Call vet back. Get no answer. Leave message. And more messages. Watch mare suffer unrealisticly. Grab phone book. Look in yellow pages for other vets skipping the ones that specify small animal only. Pick one 20 miles away. Call him. Breathe a sigh of relief when he shows up in record time with a bucket of lube in hand. Thank God. Watch him glove up and then listen to the bad news that the foal's head is turned all the way onto its own neck, the mare is too tiny inside for even a child's hand to try to reposition without risking serious injury to the mare, the foal in all probability is deceased since labor began more than 2 hours earlier, and if there is any chance to save the mare you will need to get her to the birthing center (closest known one being 2 hours away). Discuss borrowing a trailer. Get told by the vet "She has to go NOW!" Lay a quilt under mare, have vet and husband pick up quilt and mare and put her in the hatchback of a Ford Escort and head out after calling ahead and getting a heads up that staff would be there and waiting for a midnight c-section. Ride in hatchback with mare who is splashing amniotic fluid out continuously, falling down, and suffering. Hug her, comfort her, give her pain meds, witness her protruded rectum, lube up and re-insert it numerous times, kiss her, sing "My Girl" softly in her ear for what seems like forever, give more pain meds, arrive for surgery, watch in amazement and grief, and thank God that your mare is fighting all odds. This is 6 hours after water broke. Bring mare home a week later in a rented cargo van and deal with both your broken heart and her pain and broken heart.
Plan B: Have a proven dedicated vet on call. Have his emergency number and have him keep you updated of anytime he will be out of town. Read about foalings good and bad. Watch foalings on internet both good and bad. Watch your mare like a hawk. Learn the signs. Be there with her if at all possible. Know what to expect. Have everything in your kit that might possibly be needed. Thank God when all goes well. Celebrate when it does. Be glad that the vet did not have to be called and that you did not have load the mare in THE TRAILER WHICH IS READY TO ROLL.
Plan C: This is in the event that there that some difficulty is presented during foaling. Try to correct the situation. If you do not get it corrected by all means get the vet on the phone. Decide if he is coming to the farm or if you are loading the mare and going to him. Know ahead what you will pay for in case the vet cannot get the foal out in a timely manner. It is a personal decision. Fetotomy or c-section. You might even have to have the mare put down depending on the circumstances.
Yes, I rambled. But having gone through both bad and good I wanted to share the bad. Not to scare anyone but to let anyone hoping for the best know that the worst can happen. You hope it does not. But when your mare is in trouble you have to have know what the next step is. I assume this thread will end up with "the best of." I hope my contribution helps someone. My thanks go out to other contributors and I am sending well wishes to all for healthy foals and mares.