Insurance When Showing

[Matt73]

When the MHCO and AMHR sanctioned shows ask for proof of $2 000 000 insurance, is that just the liability insurance? If I'm a member of the OEF, is that all that is required -since it covers you for either $2 000 000 or $5 000 000-?

 

[willowoodstables]

Yeppers Matt...OEF covers all you need insurance wise to show .

Kim

 

[Reble]

Yes, it used to be you had to be a member of OEF to show with MHCO they changed this last year.

 

[Matt73]

Thanks guys! I may see some of you at a show or two this summer

 

[SHANA]

Would being a member of the FEQ(Federation Equestre de Quebec) also cover you if you showed in Ontario or should I pay to be a member of OEF? We only have a $1,000,000 liabilty insurance on the farm, not 2 million.

 

[Devon]

Yep OEF

Can't wait to see you out showing.

Im at almost every show on this side of ontario 4 hours and closer LOL.

Ill be at 13 this year here

 

[KenBen]

One thing I will clarify here. Is that if 2 people are registered as owners of the horse on the registration papers then you both have to have insurance on that horse. In our case Maureen and I are both registered as owners on the registration papers. That meant that we both had to have a membership in the OEF. Check with the MCHO for clarification.

KenBen

 

[Amy]

Shana -- you can increase your farm liability to 2 million for about 40.00 per year. It is quite inexpensive to add on.(At least here it is that way).

 

[Sunny]

Would being a member of the FEQ(Federation Equestre de Quebec) also cover you if you showed in Ontario or should I pay to be a member of OEF? We only have a $1,000,000 liabilty insurance on the farm, not 2 million.

Shana, you'd be best to check with the FEQ directly. I'd hate to see you come to a show and then not be allowed to enter. Or, if you plan to show in ON a fair bit, it might be worth it to just get the OEF membership anyway. There are lots of other benefits, too, besides insurance. Check out their website which I think is www.horse.on.ca .

 

[midnight star stables]

Can't wait to see you all

Matt, I didn't know that you were in Ontario

 

[Doobie]

It will be nice to actually SEE the people we talk to on LB in person!!!!

 

[Matt73]

Can't wait to see you all

Matt, I didn't know that you were in Ontario

Yep, sure am. I'm in Petrolia (an hour or so west of London). Isn't Sutton close to Big Bay Point? My ex had a cottage there

One thing I will clarify here. Is that if 2 people are registered as owners of the horse on the registration papers then you both have to have insurance on that horse. In our case Maureen and I are both registered as owners on the registration papers. That meant that we both had to have a membership in the OEF. Check with the MCHO for clarification.

KenBen

Thanks for that KenBen. In my case, my partner and I are shown as "or" for the ownership-ie. Jack or Jill-. He wouldn't be showing. Does he still need insurance? He's not the horsey one

 

[KenBen]

I believe so as you are both owners. I didn't show but Maureen did. We still both had to have coverage for that particular horse. Hope this helps.

KenBen

 

[SHANA]

Thanks I'll probably become a member of OEF since I show more in Ontario then Quebec. I showed a number of years at the Tulip Arabian Horseshow and I hope to go to some miniature shows this summer. Though will talk with my hubby as he may prefer to put another million liability on the farm instead.

 

[KenBen]

Thanks I'll probably become a member of OEF since I show more in Ontario then Quebec. I showed a number of years at the Tulip Arabian Horseshow and I hope to go to some miniature shows this summer. Though will talk with my hubby as he may prefer to put another million liability on the farm instead.

50.00 for membership is pretty good for 5 million dollars worth of insurance. For an extra 20.00 you can get 4000.00 coverage for your horses.

KenBen