Then on the Add Reply form = you will click on the little icon that looks like a picture of a tree (first is the B for bold, then the italics, underline, strikethrough then color of font - and a link (globe) and email (letter) and next the picture of the tree --- click on that and put in the address of your picture in the popup box that appears. If you have the addy right - your picture will appear --- good luck.
JJay....Thanks so much for responding to the Q. I have been beating my brains about how to pull up pics on my computer with the format that is used here on the forum too!! *I have been downloading pictures onto "Photobucket" the last few hours....I hope it works ....if not you will hear from me