I put my photos at on-line photo albums. I use both google's Picasa and Photobucket. There are others. To adjust photos, I use a photo program (some phones now have this feature as well). I crop the photo to the look I want, resize it to be 500x375 & if I want text on it I do it then.
Once you have your photo adjusted so that it will load online, load it into your online album.
Then, you come back here & hit the button above that looks like a Polaroid camera photo. Open another browser and go out to your on line photo album, open the pic that you want, right click on photo so that you get the photo address. Then copy that and close the 2nd browser. Copy your info to the window that opened when you clicked on the Polaroid icon.